Privacy Policy

Effective Date: August 24, 2026

PhoenixPay Solutions LLC respects your privacy and is committed to handling personal and business information responsibly.

This Privacy Policy explains what information we may collect, how we use it, when we may share it, and the choices you have regarding your information.

This policy applies to websites, landing pages, forms, subdomains, and other online pages operated by PhoenixPay Solutions LLC, including:

  • phoenixpayhq.com

  • phoenixpaysolutions.com

It also applies to related pages and forms hosted under those domains unless a separate privacy notice is provided.

1. Information We May Collect

The information we collect depends on how you interact with us.

Information You Provide Through Our Website

When you complete a contact form, request information, schedule a conversation, or otherwise communicate with us, we may collect information such as:

  • Your name

  • Business name

  • Email address

  • Phone number

  • Business website

  • Information about your business

  • Questions, comments, or messages you submit

  • Information about the products or services you are interested in

We may use this information to respond to your request, provide information about our services, and follow up with you by email, telephone, or text message when appropriate.

2. Secure Client Intake and Underwriting Information

Our public-facing website does not ask visitors to submit sensitive financial information such as Social Security numbers, bank account information, or credit card numbers through ordinary website contact forms.

If you decide to move forward with payment processing or another service that requires underwriting, you may be provided access to a separate secure intake process.

Depending on the services being requested, this process may collect information such as:

  • Employer Identification Numbers or Tax Identification Numbers

  • Social Security numbers or other ownership information

  • Business ownership information

  • Bank account and routing information

  • Processing statements

  • Voided checks or banking documents

  • Government-issued identification

  • Business formation or verification documents

  • Financial information

  • Electronic signatures

  • Other information required for underwriting, compliance, account setup, or verification

Sensitive information submitted through our secure intake process is used for purposes related to evaluating, underwriting, establishing, or servicing the products or services you have requested.

Access to this information is limited to PhoenixPay Solutions LLC and authorized underwriting personnel who require the information to process your application or provide the requested service.

Information provided to underwriting is transmitted through secure, encrypted forms that support electronic signatures.

3. How We Use Information

We may use information we collect to:

  • Respond to inquiries

  • Provide information about products and services

  • Evaluate your business needs

  • Recommend appropriate payment or business solutions

  • Assist with merchant account applications and underwriting

  • Complete onboarding and account setup

  • Provide customer service and ongoing support

  • Communicate regarding your account or services

  • Follow up by phone, email, or text message

  • Send educational or informational communications when you have elected to receive them

  • Improve our websites, services, and customer experience

  • Maintain security and prevent fraud

  • Comply with legal, regulatory, card-network, banking, or underwriting requirements

We may also use information to maintain records relating to our business relationship with you.

4. Email Communications and Newsletters

PhoenixPay Solutions LLC may invite clients, prospective clients, referral partners, or other contacts to subscribe to educational or informational email communications.

These communications may include:

  • Payment-industry information

  • Business education

  • Product or service updates

  • Security or compliance information

  • Business tips and resources

  • Offers or information from PhoenixPay Solutions LLC

  • Occasional information about products or services offered by trusted referral partners

Subscription to marketing or educational emails is voluntary.

You may unsubscribe from marketing emails at any time by using the unsubscribe link provided in the message.

We may use GoHighLevel or another email, CRM, or communication platform to send and manage these communications.

These systems may collect information regarding email activity, such as:

  • Whether an email was delivered

  • Whether an email was opened

  • Links that were clicked

  • Unsubscribe activity

  • Communication history

We may use this information to understand whether our communications are useful and to improve future communications.

5. Text Messages and Telephone Communications

If you provide a telephone number, PhoenixPay Solutions LLC may contact you regarding an inquiry, requested service, existing business relationship, appointment, application, or other relevant business matter.

Where appropriate and permitted by law, we may also send text messages.

Consent to receive marketing text messages is not required as a condition of purchasing products or services.

You may opt out of marketing text messages at any time by replying STOP to a text message.

Message and data rates may apply depending on your mobile carrier and service plan.

Mobile Information

PhoenixPay Solutions LLC does not sell, rent, or provide mobile phone numbers or SMS consent information to third parties for their own marketing or promotional purposes.

SMS opt-in information and consent will not be shared with third parties or affiliates for marketing purposes.

Information may be provided to service providers that help us deliver communications, such as telecommunications providers, messaging platforms, or CRM systems, only as necessary to provide those services.

6. Referral Partners

PhoenixPay Solutions LLC maintains relationships with professionals and businesses that may provide products or services outside our own offerings.

From time to time, we may identify a resource or referral partner who may be able to help solve a business problem you have discussed with us.

We do not automatically provide your personal information to referral partners.

If an introduction would require sharing your contact information, we will generally obtain your permission before making that introduction.

Our newsletters or educational communications may occasionally include information or offers from referral partners. Receiving such information does not mean that your personal information has been provided to that referral partner.

7. We Do Not Sell Your Personal Information

PhoenixPay Solutions LLC does not sell or rent personal information to third parties.

We do not provide client or prospect information to unrelated companies so they can independently market to you.

We may share information when necessary to:

  • Provide a product or service you requested

  • Complete underwriting or account setup

  • Work with vendors that provide services on our behalf

  • Comply with applicable laws, legal processes, regulatory obligations, or fraud-prevention requirements

  • Protect PhoenixPay Solutions LLC, our clients, or others from fraud, misuse, or unlawful activity

  • Complete a business transaction such as a merger, acquisition, reorganization, or sale of substantially all business assets

Service providers that process information on our behalf may include CRM providers, communication platforms, hosting providers, security providers, document-management systems, electronic-signature providers, payment-industry providers, and similar technology vendors.

8. Cookies, Analytics, and Similar Technologies

Our websites may use cookies, pixels, analytics tools, tracking technologies, or similar technologies.

These technologies may be used to:

  • Maintain website functionality

  • Remember preferences

  • Understand how visitors use our website

  • Measure website performance

  • Improve content and navigation

  • Evaluate marketing campaigns

  • Understand traffic sources

  • Prevent fraud or malicious activity

  • Deliver or measure advertising

We may add or change analytics, advertising, or website-performance tools as our technology and marketing systems develop.

Information collected through these technologies may include:

  • IP address

  • Browser type

  • Device type

  • Operating system

  • Pages visited

  • Time spent on pages

  • Links clicked

  • Referring website

  • Approximate geographic location

  • Other technical or usage information

Where required by applicable law, we may provide tools that allow visitors to manage cookie preferences.

You may also control many cookies through your browser settings.

9. Third-Party Websites and Services

Our websites may contain links to third-party websites, applications, processors, financial institutions, software platforms, or other services.

PhoenixPay Solutions LLC is not responsible for the privacy practices of websites or services that we do not operate.

If you leave our website or submit information directly to another provider, that provider's privacy policy and terms may apply.

We encourage you to review the privacy practices of third parties before providing sensitive information.

10. How We Protect Information

PhoenixPay Solutions LLC uses reasonable administrative, technical, and organizational safeguards designed to protect personal and business information.

These measures may include:

  • Secure website connections

  • Encryption during transmission

  • Restricted access to sensitive information

  • Secure forms

  • Authentication and access controls

  • Secure technology providers

  • Electronic-signature systems

  • Other safeguards appropriate to the type of information being handled

However, no website, internet transmission, electronic storage system, or technology platform can be guaranteed to be completely secure.

We therefore cannot guarantee absolute security.

11. How Long We Keep Information

We may retain information for as long as reasonably necessary to:

  • Provide services

  • Maintain our business relationship

  • Respond to inquiries

  • Maintain business and transaction records

  • Meet underwriting or compliance requirements

  • Resolve disputes

  • Prevent fraud

  • Enforce agreements

  • Meet legal, regulatory, tax, accounting, or contractual obligations

Different types of information may be retained for different periods depending on why the information was collected and any applicable requirements.

When information is no longer reasonably needed, we may delete, anonymize, or securely dispose of it.

12. Your Privacy Choices

You may contact us to request that we:

  • Provide information about personal information we maintain about you

  • Correct inaccurate information

  • Update your contact information

  • Stop sending marketing communications

  • Delete certain personal information when legally and operationally appropriate

Some information may need to be retained because of legal, regulatory, fraud-prevention, underwriting, contractual, accounting, or business-record requirements.

To make a privacy-related request, email:

[email protected]

We may need to verify your identity before processing certain requests.

13. Children's Privacy

PhoenixPay Solutions LLC provides business-to-business services and does not intentionally market merchant services to children.

Our websites are not designed for the purpose of collecting personal information from children.

We do not knowingly enter into merchant-service or similar business agreements with individuals who do not have the legal capacity to enter into the applicable agreement.

If we learn that personal information from a child has been submitted to us inappropriately, we may delete that information when reasonably possible.

14. Business Transfers

If PhoenixPay Solutions LLC is involved in a merger, acquisition, restructuring, financing transaction, sale of assets, or other change of ownership, information maintained by the business may be transferred as part of that transaction.

Any successor organization would remain responsible for handling personal information in accordance with applicable privacy requirements.

15. Changes to This Privacy Policy

Our business, technology, websites, and services will continue to evolve.

We may update this Privacy Policy from time to time to reflect changes in:

  • Our technology

  • Our services

  • Our business practices

  • Legal or regulatory requirements

  • Third-party platforms we use

When we make changes, we will update the effective date shown at the top of this policy.

We encourage visitors to review this page periodically.

16. Contact Us

Questions about this Privacy Policy or our privacy practices may be sent to:

PhoenixPay Solutions LLC
Email: [email protected]